Fee Structure

Given the breadth of our service offering, Perspective Wealth Partners strives to offer a highly competitive fee structure for the value we provide. We benchmark our fees and value proposition against the market annually.

We generally find that our total cost (advisory fees plus investment expense) for a client with a $1MM portfolio is less expensive than the average actively managed mutual fund. Clients who come to us without having used another advisor frequently tell us that they can hire us and keep their expense level roughly the same. In some cases, depending on the cost structure of their investments, we reduce their overall expense, including our fee. 

We encourage you to compare our rates and breakpoint levels to the market. We welcome feedback on how we compare.

Our fee structure is simple:

Asset Range Annual Rate
up to $750,000 1.00%
between $750,001 and $1,500,000 0.75%
between $1,500,001 and $5,000,000 0.50%
between $ 5,000,001 and $10,000,000 0.35%
over $10,000,001 0.25%
   
Assets held in current employer 401(k) plan 0.50%

Because 401(k)choices are often limited and usually have higher costs we always charge the lowest rate for those assets, regardless of your portfolio size, thereby holding down your total costs.